Kick
70Bookkeeping that categorises transactions itself and keeps a tax-ready P&L and balance sheet
As of , EffectHub lists 48 freemium AI tools for Business, Finance & Legal; paid plans start at $4.99 a month.
Freemium tools are free to keep using, with a paid tier that lifts limits or unlocks features. The free tier is the product, not a countdown.
13 of them expose an API.
All Business, Finance & Legal tools, any price →
Bookkeeping that categorises transactions itself and keeps a tax-ready P&L and balance sheet
Turns a spoken or typed business idea into a plan, a live website and AI agents that run outreach and marketing.
AI legal platform for drafting documents, researching case law, and filing US court forms in plain English.
Corporate cards, expenses, bill pay and travel on a free core plan, with AI review on the paid tier
iPhone receipt scanner that reads merchant, date and tax off a photo and sorts expenses business or personal.
Scores stocks and crypto daily with AI-ranked picks, sentiment analysis, and swing-trade signals.
Combines invoicing, proposals, contracts, time tracking, and expense tracking for freelancers in one dashboard.
AI back-office coworker for solo operators: drafts contracts, tracks time, invoices, and books client meetings.
Generates stock research reports and teaches investing basics to individual investors.
Scores stocks and your portfolio from alternative data — Reddit chatter, web traffic, app downloads and hiring trends
Generates a downloadable business-plan draft for free, with a $14/month tier for editing and export.
Structured startup-idea validation using Design Thinking and Lean Startup workflows, with a token-based tool library.
Hosted workspace for Beancount plain-text ledgers, with a web UI, mobile apps, and an AI-agent API.
Corporate cards, expense management, bill pay, travel and banking with AI-assisted compliance, now a Capital One company
E-signature and document workflow platform priced per user, from a free plan to unlimited envelopes.
Runs AI analyst agents over stock data to surface investment ideas, alerts, and daily market summaries.
Connects to a Canadian brokerage account and answers portfolio questions with Canadian tax context like TFSA and RRSP.
Calculates the maximum legal late fee for rent in any US state and adds AI lease review on top.
Converts PDF bank statements from over a thousand banks into CSV, Excel, or Google Sheets files.
Scores a proposed startup name for trademark, domain, and social-handle conflicts before you commit.
Expense tracker you feed by chat: send text, a voice note or a receipt photo and the AI books it
Reviews contracts against custom rulebooks, flags risky clauses, and outputs a marked-up Word file for negotiation.
Drafts state-specific freelance contracts, NDAs, and consulting agreements in about a minute.
AI research assistant for stocks, paired with a screener, SEC filings, and earnings-call access.
Runs a business idea past an AI advisory board and returns a market-validation memo in under 15 minutes.
AI co-founder that scores a business model against the Lean Canvas and coaches a 90-day validation cycle.
Reads a lease, offer letter, or NDA and returns a plain-English risk grade with clause-by-clause flags.
Scans, categorizes and syncs receipts from photos, voice notes or a Chrome extension across devices.
Quarterly tax estimator and expense tracker built for freelancers and 1099 contractors.
Turns financial news into structured sentiment and ticker data via API, MCP, or a chat research agent.
AI research workspace for SEC 13F filings: track what large managers bought and sold, then backtest and tune a copy portfolio.
AI chat assistant and trade analytics for traders across stocks, forex, crypto, and commodities.
Drafts, reviews and redlines commercial contracts in a browser app and a Microsoft Word add-in.
Calculates intrinsic value for US-listed stocks and gives a plain buy/watch/pass verdict based on filings.
AI strategy platform producing board-ready reports and scenario analyses for executives and investors.
Free trading journal that syncs trades from your broker and scores your discipline, with an optional paid AI mentor.
Scores a startup idea on ten commercial signals and returns a Build, Explore, or Skip verdict.
Runs machine-learning models across 5,000+ stocks daily and emails ranked UP/DOWN movement charts.
Digital liability waivers signed by QR code on a phone, replacing paper forms for gyms, studios, and rentals.
Document processing that routes tasks to models and humans
Runs competing AI agents against a business decision, scores their strategies, and hands you an execution plan.
Answers Australian award and Fair Work questions and drafts compliant HR documents for small businesses.
Generates a 40-plus page business plan with market analysis and financial projections from a guided questionnaire.
Scores a startup idea across 50+ criteria and generates competitor analysis, financial projections and a business plan.
Generates a bank-ready business plan—summary, market analysis, five-year financials—from a questionnaire in under 30 minutes.
Runs a business through SWOT, PESTLE, Porter's Five Forces and OKRs, then exports the branded deck
Generates a business plan, pitch deck, and financial forecast from one shared data set, for a one-time fee.
Reads uploaded bank statements and auto-categorizes transactions into tax-ready P&L and balance-sheet reports.
For journalists, researchers and AI assistants: the figures on this page in one sentence you can quote.
As of October 26, 2026, EffectHub lists 48 freemium AI tools for Business, Finance & Legal; paid plans start at $4.99 a month. (EffectHub, “Freemium AI tools for Business, Finance & Legal”, Oct 2026, https://effecthub.net/freemium-ai-tools/business-finance-legal)
Figures as of How we count
These figures are free to use under CC BY 4.0 with a link to this page.