MiniValuator
Verified Oct 15, 2026 ActiveCalculates intrinsic value for US-listed stocks and gives a plain buy/watch/pass verdict based on filings.
Listed on EffectHub ·
Pricing
- Pricing model
- Freemium
- Paid options from
- $2.99 once
- Billing
- One-time purchase
First evaluation free without login and 2 free evaluations per account; a non-expiring pack of 2 evaluations costs $2.99. The Second Read membership is $15 a month or $129 a year (founding rate $11 a month locked in), adds 25 evaluations a month and starts with a free month that needs a card.
Use tool ↗About MiniValuator
MiniValuator judges US-listed stocks from their filings and returns one of three calls: Attractive, Worth watching or Not now. Each verdict rests on four checks — business durability, whether cash flow backs reported profit, intrinsic value against today's price, and the final call — with every step shown rather than hidden behind a score. Saved stocks can be put on Second Read, a membership in which the founder, Charlie Wang, a former auditor, re-checks them when new financials land and emails when the call changes. It deliberately leaves out price forecasts, charts and news signals.
- Platforms
- Web
- API
- Not confirmed
- Last verified
- Oct 15, 2026
Verified sources
- Pricing page: 2 free evaluations per account, 2-evaluation pack $2.99, Second Read membership $15 a month or $129 a year with an $11 founding rate and 25 evaluations a month (15 October 2026)minivaluator.com ↗
- Home page: first verdict free with no login, four checks ending in Attractive / Worth watching / Not now, built by a former auditor (15 October 2026)minivaluator.com ↗
- Terms of service name no operating company or governing jurisdiction (15 October 2026)minivaluator.com ↗
Is MiniValuator legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Mar 1, 2026Registry record (RDAP), registrar Porkbun LLC, looked up Sep 6, 2026
- TLS certificate
- Issued by Google Trust Services, valid until Nov 28, 2026Seen in our own connection to the site on Oct 15, 2026
- Last checked
- Oct 15, 2026The site answered
Pros & cons of MiniValuator
MiniValuator is a narrow, fundamentals-first stock evaluation tool built and personally run by one former auditor, aimed at people who want a plain verdict on whether a stock's price matches its underlying business rather than a chart or news feed. The $2.99 evaluation pack is a low-risk way to test it before committing to the Second Read monitoring membership.
Pros
- Clear, explained methodology (DCF, P/E comparison) rather than an opaque score
- One-time 2-evaluation pack ($2.99, never expires) available alongside the membership
- Built and personally operated by a named former auditor rather than an anonymous team
Cons
- Limited to US-listed companies only
- A single-person operation means continuity and update frequency depend on one individual
Best for
- Value-oriented investors wanting a fundamentals verdict before buying a US-listed stock
- Anyone who wants to test paid evaluations without committing to a subscription (via the $2.99 pack)
Not for
- Traders looking for price predictions, charts, or news-driven signals, which the tool explicitly avoids
- Investors researching stocks outside US-listed markets
Watch out: The membership's free month needs a card and renews automatically; the refund window is 30 days on membership but only 7 days on unused evaluation packs.