OberAI
Verified Oct 15, 2026 ActiveConnects to a Canadian brokerage account and answers portfolio questions with Canadian tax context like TFSA and RRSP.
Listed on EffectHub ·
Pricing
- Pricing model
- Freemium
- Paid options from
- $18.90/mo
- Billing
- Monthly
Free plan is $0/month (10 AI messages/day, 5 analyses/month); Pro is $18.90/month or $189/year.
Use tool ↗About OberAI
OberAI links to a Canadian brokerage account through SnapTrade — the site names Wealthsimple and Questrade specifically, plus any other Canadian brokerage SnapTrade supports — and answers questions about a user's actual holdings using real market data and Canadian tax rules such as TFSA and RRSP treatment, rather than generic investing advice. The free plan allows 10 AI messages a day, five stock-behavior analyses a month, and a basic portfolio view; the Pro plan raises those caps to 100 daily research messages and 100 monthly modeling runs, adds unlimited watchlists, and unlocks full portfolio analytics. The brokerage connection is read-only, so OberAI cannot place trades on a user's behalf.
- Platforms
- Web
- API
- Not confirmed
- Last verified
- Oct 15, 2026
Verified sources
- Product description: brokerage connection via SnapTrade, Canadian tax context, read-only accessoberaifin.com ↗
- Free and Pro plan pricing and usage capsoberaifin.com ↗
Is OberAI legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Mar 17, 2026Registry record (RDAP), registrar IONOS SE, looked up Sep 6, 2026
- TLS certificate
- Issued by Google Trust Services, valid until Dec 20, 2026Seen in our own connection to the site on Oct 15, 2026
- Last checked
- Oct 15, 2026The site answered
- Operated by
- OberAI, CanadaOur research, card verified Sep 1, 2026
Pros & cons of OberAI
OberAI's value is narrow and specific: Canadian tax context (TFSA, RRSP) layered onto a read-only view of a user's real brokerage holdings, which generic AI chat tools do not do out of the box. The free tier's daily message cap is tight enough that anyone using it regularly will likely need the $18.90 Pro plan.
Pros
- Ties answers to a user's actual connected holdings rather than generic market commentary
- Explicitly models Canadian tax accounts (TFSA, RRSP) rather than treating all accounts the same
- Read-only brokerage connection means the tool cannot execute trades or move money
Cons
- Free plan caps out at 10 AI messages a day, which is easy to hit
- Only Canadian brokerages supported by SnapTrade are covered, not useful for non-Canadian portfolios
- No mobile app is mentioned; access appears to be web-only
Best for
- Canadian retail investors who want portfolio questions answered with TFSA/RRSP tax context
- Wealthsimple or Questrade users who want AI analysis without exporting their holdings manually
Not for
- Investors outside Canada, since the product is built around Canadian tax accounts and brokerages
- Anyone who wants the tool to place trades — the brokerage connection is read-only