ChatGiraffe
Verified Oct 14, 2026 ActiveExpense tracker you feed by chat: send text, a voice note or a receipt photo and the AI books it
Listed on EffectHub ·
Pricing
- Pricing model
- Freemium
- Paid options from
- $9.99/mo
- Billing
- Monthly
Free plan with basic AI support and basic analysis; Pro is $9.99/month for 500 AI conversations a month, all advanced categories and analysis, and priority support. Pricing sits on the home page; /pricing returns 404.
Use tool ↗About ChatGiraffe
ChatGiraffe is a personal expense tracker driven by conversation. You type a purchase, record a voice note or photograph a receipt, and the AI fills in amount, category and date without manual sorting; every entry stays editable, and the chat builds charts and a calendar view. Each transaction keeps its original currency rather than being converted, which suits travellers and people holding several currencies, and you can ask questions such as how much went on coffee last month. It runs as a web chat and an Android app. Messaging-app logging through WhatsApp, Telegram and WeChat is advertised, but the site's buttons for those currently show a coming-soon notice. The developer is Digital Ark Pte. Ltd. in Singapore.
- Platforms
- Web · Android
- API
- Not confirmed
- Last verified
- Oct 14, 2026
Verified sources
- Free plan and Pro $9.99/month with 500 AI conversations a month; WhatsApp and other-app buttons open coming-soon notices (15 October 2026)chatgiraffe.ai ↗
- Android app 'ChatGiraffe: AI Money Tracker' by Digital Ark Pte. Ltd., Singapore; logs text, audio and photos and keeps original currencies; 100+ downloads (15 October 2026)play.google.com ↗
- Terms send disputes to SIAC arbitration in Singapore (15 October 2026)chatgiraffe.ai ↗
- Domain registered 4 August 2025 per the .ai RDAP record (15 October 2026)rdap.identitydigital.services ↗
Is ChatGiraffe legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Aug 4, 2025 (1 year ago)Registry record (RDAP), registrar GoDaddy.com, LLC, looked up Sep 11, 2026
- TLS certificate
- Issued by Google Trust Services, valid until Dec 7, 2026Seen in our own connection to the site on Oct 14, 2026
- Last checked
- Oct 14, 2026The site answered
- On the market since
- 2025The vendor's own material, read by us
- Operated by
- Digital Ark Pte. Ltd., SingaporeOur research, card verified Oct 15, 2026
Pros & cons of ChatGiraffe
ChatGiraffe's hook is logging spending by dumping text, voice or a receipt photo into a chat instead of filling in a form, and keeping each expense in its original currency is a thoughtful touch for travellers. The messaging-app angle that first defined it is on hold: WhatsApp and the other apps show coming-soon notices, so today it is a web chat plus a small Android app.
Pros
- Accepts typed notes, voice memos and receipt photos without manual categorising
- Records each expense in its original currency instead of forcing a conversion
- Every AI-booked entry can be edited by hand
- Answers spending questions in plain language with charts and a calendar view
Cons
- WhatsApp, Telegram and WeChat logging are shown as coming soon on the site
- No iOS app found; Android and web only
- No bank-account sync described, so every expense has to be sent in
Best for
- People who would rather text or speak an expense than fill in fields
- Travellers and expats who spend in several currencies
- Light personal budgeting with charts and plain-language questions
Not for
- Anyone choosing it specifically to log expenses inside WhatsApp or Telegram today
- Users needing bank sync, invoicing or business accounting
Watch out: The home page claims over a million users, while the Android app shows 100+ downloads on Google Play; judge it on a free trial rather than the headline numbers.
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