Decode Investing Stock Analysis
Verified Oct 15, 2026 ActiveAI research assistant for stocks, paired with a screener, SEC filings, and earnings-call access.
Listed on EffectHub ·
Pricing
- Pricing model
- Freemium
- Paid options from
- $12.99/mo
- Billing
- Monthly
Free plan with basic analysis and a small one-off allowance of AI questions. Premium is $12.99/month or $119.88/year (saved valuations, unlimited watchlists, a monthly AI question allowance that rolls over); Executive is $29.99/month or $299.88/year with unlimited questions to the AI assistants. Enterprise is customised. Prices render client-side on the pricing page.
Use tool ↗About Decode Investing Stock Analysis
Decode Investing is a stock research platform combining an AI chat assistant with a stock screener, SEC filing access, and earnings call records. Its Circle of Competence feature groups companies by industry so investors can stay within sectors they understand, and the AI assistant is meant to help interpret filings and answer questions about a company rather than just surface raw data. A free plan covers automated fundamental analysis and rankings for US public companies; paid plans add saved valuations and unlimited watchlists, and heavier use of the AI assistant. It was founded by a former software engineer turned value investor, based in New York.
- Platforms
- Web
- API
- Not confirmed
- Last verified
- Oct 15, 2026
Verified sources
- Pricing page code shows Free $0.00, Premium $119.88/year or $12.99/month and Executive $299.88/year or $29.99/month with unlimited questions to the Lima, Saturday and June assistants (15 October 2026)decodeinvesting.com ↗
- AI stock analysis page and navigation list AI Chat, Projects, SEC Filings, Earnings Calls, Stock Screener and Circle of Competence; footer reads 2026 Decode Investing (15 October 2026)decodeinvesting.com ↗
Is Decode Investing Stock Analysis legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Jul 21, 2020 (6 years ago)Registry record (RDAP), registrar IONOS SE, looked up Sep 6, 2026
- TLS certificate
- Issued by Let's Encrypt, valid until Jan 11, 2027Seen in our own connection to the site on Oct 15, 2026
- Last checked
- Oct 15, 2026The site answered
- Operated by
- Decode Investing, United StatesOur research, card verified Oct 15, 2026
Pros & cons of Decode Investing Stock Analysis
A research tool aimed at fundamentals-focused individual investors, pairing an AI assistant with real filing and earnings-call data rather than just price charts. The free tier is limited enough that serious use pushes you toward Premium fairly quickly.
Pros
- Combines a stock screener, SEC filings, and earnings calls in one place
- AI assistant is grounded in filing and earnings data, not just general chat
- Circle of Competence feature helps organize research by industry
- Free plan exists for basic fundamental analysis
Cons
- Unlimited AI assistant use is gated behind the $29.99-a-month Executive tier
- Coverage appears focused on US public companies
- As a smaller, founder-led platform, long-term data coverage and support depth are less proven than larger incumbents
Best for
- Individual investors doing fundamental, filing-based research
- Users who want an AI assistant that can reference actual SEC filings
- Anyone organizing research by industry group via the Circle of Competence feature
Not for
- Traders needing real-time technical charting
- Investors who only want free tools with no upgrade pressure