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Combines invoicing, proposals, contracts, time tracking, and expense tracking for freelancers in one dashboard.
Oto bundles the paperwork side of freelancing, invoicing, proposals, contracts, time tracking, expense tracking, and client management, into one dashboard, with payment processing through Stripe and PayPal. Industry-specific templates cover roles like musicians, pet sitters, makeup artists, and videographers. The Free plan supports one client with unlimited invoices and 250 AI credits; paid plans raise the client limit and, on the Pro tier, remove the credit cap entirely while adding custom branding on contracts and invoices. Pricing is billed yearly by default, with monthly-equivalent rates shown on the pricing page. The company's country isn't disclosed on the site.
Starter tier is $6/month for 1,500 AI credits and 2 clients, but only at the yearly billing rate; monthly billing costs more.
Use tool ↗Oto covers the same ground as Bonsai or HoneyBook but at a noticeably lower price point, with unlimited invoices and proposals even on the free plan. The one-client limit on Free and Starter is the real constraint: anyone with more than one active client needs the Pro plan quickly. Payment processing through Stripe and PayPal covers most freelancers' needs without a separate merchant account.
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