GitHub Copilot
Verified Oct 16, 2026 ActiveInline completions, chat and coding agents across the major IDEs
Listed on EffectHub ·
Pricing
- Pricing model
- Freemium
- Paid options from
- $10/mo
- Billing
- Monthly
Free gives 2,000 inline suggestions a month and limited chat and agent use. Pro is $10/month with $15 of monthly GitHub AI Credits ($10 base plus a $5 flex allotment that may change), Pro+ $39 with $70, Max $100 with $200; completions stay unlimited on paid tiers, chat, agents and CLI spend credits at $0.01 each, and extra usage runs against a dollar budget you set. Business and Enterprise add license and policy management and IP indemnity.
Use tool ↗About GitHub Copilot
GitHub Copilot completes code as you type, answers questions about a repository in chat, and runs agents that can carry an issue through to a pull request and review the diff. It installs into VS Code, Visual Studio, Xcode, Neovim and the JetBrains IDEs. The paid tiers have shifted from a flat seat fee to a monthly pool of AI credits, so agent and chat work now draws down a balance that completions do not.
- Platforms
- VS Code extension · Web · macOS · Windows · Linux
- API
- Not confirmed
- Last verified
- Oct 16, 2026
Verified sources
- Plans page: Free $0, Pro $10 per month, Pro+ $39, Max $100; total monthly AI credits $15/$70/$200 split into base and flex allotment; 1 AI credit = $0.01; Free gets 2,000 inline suggestions a month (15 October 2026)github.com ↗
- Plans FAQ: IP indemnity, license and policy management only in Copilot Business and Enterprise; Max built for sustained agent-driven workflows (15 October 2026)github.com ↗
- Became generally available in June 2022 at $10/month for individualsgithub.blog ↗
Is GitHub Copilot legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Oct 9, 2007 (19 years ago)Registry record (RDAP), registrar MarkMonitor Inc., looked up Sep 6, 2026
- TLS certificate
- Issued by Sectigo Limited, valid until Nov 29, 2026Seen in our own connection to the site on Oct 16, 2026
- Last checked
- Oct 16, 2026The site answered
- On the market since
- 2021The vendor's own material, read by us
- Operated by
- GitHub, Inc., United StatesOur research, card verified Oct 15, 2026
Pros & cons of GitHub Copilot
Still the least disruptive way to put an assistant in front of a whole engineering org, but the credit meter means the $10 tier is no longer a flat-rate promise once anyone starts using agents seriously.
Pros
- Broadest IDE coverage of any assistant: VS Code, Visual Studio, JetBrains, Neovim, Xcode
- Free tier is real and needs no card, which makes org-wide trials trivial
- Unlimited completions on every paid tier, so the meter only touches the expensive work
Cons
- Four individual tiers from $10 to $100 make it hard to predict what a team actually costs
- Credits are consumed by premium models at very different rates, so budgeting is guesswork
- IP indemnity is Business-and-up only, which is often the deciding factor for enterprises
Best for
- Teams standardising on one assistant across mixed IDEs and languages
- Organisations that need IP indemnity and admin policy control
- Developers who mostly want completions and occasional chat
Not for
- Heavy agent users on Pro, who will burn $15 of credits well before month end
- Anyone wanting a general-purpose inference API — this is an editor product
Watch out: Pro's $15 monthly credit allowance is the real limit, not the $10 price. Sustained agent work is what Max at $100/month exists for, and the jump between them is steep.
Alternatives to GitHub Copilot
GitHub Copilot head-to-head
Side-by-side fact sheets against the competitors our research or their makers name — pricing, platforms, API and both verdicts on one page.
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