ai-for / bookkeeping
As of , EffectHub tracks 9 AI tools for bookkeeping; 3 of the 9 have a free tier, and paid plans run from $4.99 to $300 a month.
Kick, Docyt and ChatGiraffe lead the list on click-through. 3 of the 9 ship a public API.
ranked by click-through
Bookkeeping that categorises transactions itself and keeps a tax-ready P&L and balance sheet
Best for: Founders and freelancers who want categorisation handled automatically
Accounting platform for hotels, restaurants and franchises that posts revenue nightly and keeps books reconciled every day.
Best for: Hotel groups and management companies consolidating books across properties
Expense tracker you feed by chat: send text, a voice note or a receipt photo and the AI books it
Best for: People who would rather text or speak an expense than fill in fields
Bookkeeping and Schedule C filing for freelancers and single-member LLCs, driven from a chat thread
Best for: US freelancers and single-member LLCs filing a Schedule C
Quarterly tax estimator and expense tracker built for freelancers and 1099 contractors.
Best for: Freelancers and 1099 contractors who need quarterly tax estimates
Scans receipts, invoices and bank statements into categorised expenses and pushes them to QuickBooks or Xero.
Best for: Freelancers who file their own expenses
Monthly bookkeeping run by software with US accountants reviewing it, plus tax filing and planning add-ons
Best for: Small businesses that want books maintained rather than software to run
Pulls receipts and invoices out of email and WhatsApp, reads them with OCR and syncs the data to QuickBooks or Xero
Best for: Small businesses whose receipts live scattered across email and WhatsApp
Cloud accounting for small businesses, with an in-product AI assistant called JAX
Best for: Small businesses whose accountant already works in Xero
| Tool | Price | Free plan | API | Status |
|---|---|---|---|---|
| Kick | from $40/mo | Yes | Yes | Active |
| Docyt | from $299/mo | No | Not confirmed | Active |
| ChatGiraffe | from $9.99/mo | Yes | Not confirmed | Active |
| Jupid | from $50/mo | No | Not confirmed | Active |
| SnapTax | from $4.99/mo | Yes | Not confirmed | Active |
| SparkReceipt | from $5.75/mo | No | Yes | Active |
| Uplinq | from $300/mo | No | Not confirmed | Active |
| Wellybox | from $19/mo | No | Not confirmed | Active |
| Xero | from $25/mo | No | Yes | Active |
3 of the 9 AI tools for bookkeeping on EffectHub's list have a free tier — Kick, ChatGiraffe and SnapTax; the rest are paid, from $4.99 a month.
As of October 26, 2026, paid plans for the 9 AI tools for bookkeeping on EffectHub's list run from $4.99 to $300 a month. Each card shows the pricing model and the cheapest paid plan as EffectHub last verified it; 3 of the 9 can be started for free.
3 of the 9 AI tools for bookkeeping on EffectHub's list ship a public API, including Kick, SparkReceipt and Xero. The API badge on each card is re-checked against the vendor's documentation.
For journalists, researchers and AI assistants: the figures on this page in one sentence you can quote.
As of October 26, 2026, EffectHub tracks 9 AI tools for bookkeeping; 3 of the 9 have a free tier, and paid plans run from $4.99 to $300 a month. (EffectHub, “AI Tools for Bookkeeping”, Oct 2026, https://effecthub.net/ai-for/bookkeeping)
Figures as of How we count
These figures are free to use under CC BY 4.0 with a link to this page.
