Monica
Verified Oct 15, 2026 ActiveMulti-model AI assistant living in a browser sidebar
Listed on EffectHub ·
Pricing
- Pricing model
- Freemium
- Paid options from
- $9.90/mo
- Billing
- Monthly
Free gives 40 basic queries a day. Pro is $9.90 a month ($99 a year), Max $24.90 ($199 a year) and Ultra $99.90 ($995 a year), each with a monthly advanced-credit pool (1,500 / 4,500 / 20,000) that resets; extra credit packs from $10. Prices load client-side from the vendor's plan feed rather than appearing in the page source.
Use tool ↗About Monica
Monica puts chat, translation, summarising, PDF reading, image generation and agent tasks behind one sidebar that routes each request to third-party models from OpenAI, Anthropic, Google and others rather than running a model of its own. It ships as a Chrome and Edge extension alongside web, Mac, Windows, iOS and Android clients, and a separate prepaid developer platform resells the same model roster. Paid tiers are Pro, Max and Ultra, each with a monthly pool of advanced credits that gates premium models, image and video generation.
- API
- Yes
- Last verified
- Oct 15, 2026
Verified sources
- Pricing page renders client-side; its plan feed (api.monica.im get_subscription_plans_v2) lists Pro (starter) $9.9 a month or $99 a year, Max (elite) $24.9 or $199, Ultra $99.9 or $995, and credit add-ons from $10 for 4,000 credits (15 October 2026)monica.im ↗
- Official help page lists plans Free (40 basic queries a day), Pro (5,000 basic, 200 advanced, 1,500 extra advanced credits a month), Max (4,500 credits) and Ultra (20,000 credits); Max and Ultra 'unlimited' queries throttle to 100 a day after 1,600 advanced and 12,000 basic queries (15 October 2026)monica.im ↗
- Footer reads 2026 BUTTERFLY EFFECT PTE. LTD. and links macOS and Windows apps (15 October 2026)monica.im ↗
Is Monica legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- TLS certificate
- Issued by Amazon, valid until Dec 23, 2026Seen in our own connection to the site on Oct 15, 2026
- Last checked
- Oct 15, 2026The site answered
- On the market since
- 2023The vendor's own material, read by us
- Operated by
- Butterfly Effect Pte. Ltd., SingaporeOur research, card verified Oct 15, 2026
Pros & cons of Monica
Worth it if you want one subscription that reaches GPT, Claude and Gemini from wherever you already are; pointless if you live inside a single vendor's app and are happy there. The value is the sidebar and the model switching, not the intelligence, which is all rented.
Pros
- Genuinely wide model roster, including image and video models, under one credit pool
- Extension plus desktop plus iOS/Android means the same history follows you across devices
- Separate prepaid developer API at platform.monica.im if you want the same aggregation in code
Cons
- Prices are only visible after loading the pricing app, and the tier names have already shifted once (Unlimited became Max)
- Advanced credits reset monthly, so heavy image or video use burns a Pro plan fast
- You are a reseller's customer — outages, rate limits and model deprecations arrive second-hand
- monica.cn is a separate China-market build run by a different legal entity, which confuses support and privacy expectations
Best for
- People who compare answers across GPT, Claude and Gemini without paying three subscriptions
- Reading and summarising foreign-language pages and PDFs in-place while browsing
- Light users who want AI attached to the browser rather than in another tab
Not for
- Teams that need data residency guarantees or a signed enterprise DPA
- Anyone who wants the newest model on release day — aggregators lag first-party apps
- Developers who just want raw API access, where going direct to each provider is cheaper
Watch out: Premium models, image, video and agent runs all draw on the same monthly advanced-credit pool, and that pool resets rather than rolls over.
Alternatives to Monica
Monica head-to-head
Side-by-side fact sheets against the competitors our research or their makers name — pricing, platforms, API and both verdicts on one page.