Submagic
The quickest route from a talking-head recording to captioned vertical clips, and the caption styling is what people actually pay for. If you already cut in Premiere or DaVinci, their built-in speech-to-text plus one saved template gets you most of the way for nothing.
Pros
- caption presets track short-form trends rather than looking like generic subtitle burn-in
- transcript-based trimming is far faster than scrubbing a timeline
- every paid tier includes some API minutes, so the pipeline can be automated
- 4K/60fps export at the top tier, which most caption tools cap below
Cons
- quotas count finished videos (3 credits each), not minutes, so short clips waste allowance
- clip-length ceilings of 2 minutes on Starter and 5 on Pro rule out most podcast episodes
- Starter and Pro include only 10 API minutes a month; 100 needs the $69 Business tier
- no free plan is listed on the pricing page, only a 'try for free' signup