Electe
Verified Oct 24, 2026 ActiveConnects your accounting stack and forecasts revenue and cash flow without hiring an analyst.
Listed on EffectHub ·
Pricing
- Pricing model
- Paid
Priced per seat in euros, VAT excluded, so no USD entry price is recorded: Starter from EUR 39 per seat per month billed monthly, displayed as EUR 32 with annual billing (about 18% off); Business displayed as EUR 40 on annual billing, monthly figure not rendered; Enterprise is quoted. Free trial on Starter and Business with cancellation at no cost; no free tier. The old /pricing page is gone and plans live on the home page.
Use tool ↗About Electe
ELECTE S.R.L. of Milan sells financial forecasting and analytics to companies too small to staff a finance team. It connects accounting, banking and spreadsheet data from more than 75 sources, Xero, QuickBooks, HubSpot, PayPal and Excel among them, runs six forecasting methods against each other and keeps the most accurate, then produces revenue and cash-flow forecasts, dashboards and written reports, with an agent on the Business tier that refreshes analyses and watches competitors between logins. Pricing is per seat in euros, VAT excluded: Starter from EUR 39 a month billed monthly, shown as EUR 32 on annual billing, and Business shown as EUR 40 on annual billing with the AI agent, cash-flow prediction and unlimited history; Starter keeps 90 days. Both tiers open with a free trial, there is no free tier, and the founder started the company in 2023.
- Platforms
- Web
- API
- Not confirmed
- Last verified
- Oct 24, 2026
Verified sources
- Home page pricing section shows Starter EUR 32 a month and Business EUR 40 a month as the annual-billing display, with the comparison copy stating 'From EUR 39 per seat per month (Starter, billed monthly); annual billing saves ~18%. VAT excluded'; AI agent, cash-flow predictions and unlimited history are gated to Business and Enterprise; 75+ integrations (15 October 2026)electe.net ↗
- Impressum names ELECTE S.R.L., Via Montenapoleone 8, 20121 Milan, Italy, VAT IT12771670960, REA MI-2682918 (15 October 2026)electe.net ↗
- Founder story on the home page says ELECTE was founded in 2023 after the founder spent a decade running a technology-systems company (15 October 2026)electe.net ↗
Is Electe legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Jan 15, 2023 (3 years ago)Registry record (RDAP), registrar GoDaddy.com, LLC, looked up Sep 6, 2026
- TLS certificate
- Issued by Let's Encrypt, valid until Jan 3, 2027Seen in our own connection to the site on Oct 24, 2026
- Last checked
- Oct 24, 2026The site answered
- On the market since
- 2023The vendor's own material, read by us
- Operated by
- ELECTE S.R.L., ItalyOur research, card verified Oct 15, 2026
Pros & cons of Electe
Electe aims at the gap between a spreadsheet and a fractional CFO: connect the accounting stack, get forecasts, dashboards and written reports without an analyst. Data residency in Germany and an Italian legal entity make it easier to buy for European teams than most US alternatives. The per-user pricing is the sting - at EUR 39 a head it gets expensive as soon as more than the founder needs access.
Pros
- Connects 50-plus sources including Xero, QuickBooks and HubSpot
- Forecasts revenue and cash flow rather than only reporting the past
- An agent keeps monitoring competitors and refreshing analyses between logins
- Data hosted in Germany with GDPR, PCI DSS and CCPA compliance stated
- Named legal entity with a Milan address, which is more than most tools in this batch disclose
Cons
- Per-user pricing at EUR 39 a head adds up quickly for a small team
- Seven-day trial only, no free tier
- Prices exclude VAT, so EU buyers pay more than the headline
- Cash-flow prediction and the AI agent are gated to the EUR 49 Business tier
- No public API for pushing data in or pulling results out
Best for
- European SMEs that want EU data residency
- Founders without a finance hire who need cash-flow visibility
- Teams already on Xero, QuickBooks or HubSpot
Not for
- Companies with an existing FP&A team and a BI stack
- Anyone wanting a free tier to evaluate at leisure
Watch out: The EUR 39 Starter tier omits both the AI agent and cash-flow prediction - the two features the product is sold on. Budget for Business.
Alternatives to Electe
Electe head-to-head
Side-by-side fact sheets against the competitors our research or their makers name — pricing, platforms, API and both verdicts on one page.
Also used for
AI tools by profession
Financial Planning & FP&A is one of the jobs on this page: