Electe vs Fathom

Electe

Electe aims at the gap between a spreadsheet and a fractional CFO: connect the accounting stack, get forecasts, dashboards and written reports without an analyst. Data residency in Germany and an Italian legal entity make it easier to buy for European teams than most US alternatives. The per-user pricing is the sting - at EUR 39 a head it gets expensive as soon as more than the founder needs access.

Pros

• +Connects 50-plus sources including Xero, QuickBooks and HubSpot
• +Forecasts revenue and cash flow rather than only reporting the past
• +An agent keeps monitoring competitors and refreshing analyses between logins
• +Data hosted in Germany with GDPR, PCI DSS and CCPA compliance stated
• +Named legal entity with a Milan address, which is more than most tools in this batch disclose

Cons

• −Per-user pricing at EUR 39 a head adds up quickly for a small team
• −Seven-day trial only, no free tier
• −Prices exclude VAT, so EU buyers pay more than the headline
• −Cash-flow prediction and the AI agent are gated to the EUR 49 Business tier
• −No public API for pushing data in or pulling results out

Fathom

Still one of the most generous free notetakers we have looked at: unlimited recordings and transcripts with no paywall on the basics, and the paid tiers stay cheap for small sales teams. Since September 2026 Fathom belongs to Superhuman (the former Grammarly), so buyers signing annual contracts should expect the product to be pulled toward that suite. Teams that need deep revenue analytics are still better served by Gong-class platforms.

Pros

• +Free tier includes unlimited recordings, transcripts and clips, which competitors gate
• +Bot-free capture avoids the awkward third participant in the call
• +Public API and MCP server on paid plans, plus native Claude and ChatGPT integrations
• +Aggressive switching offers: free Business for Gong contract holders, 10 free nonprofit seats

Cons

• −CRM sync is capped at three users per domain on lower tiers
• −Team and Business both require two seats, so a solo user pays the $20 Premium rate
• −Business costs $34 per user on monthly billing, $25 only when paid annually
• −Account-wide Ask Fathom search is still marked beta and has lookback limits by tier

Is Electe cheaper than Fathom?

Fathom starts at $20/mo. An entry price for Electe is not confirmed by us yet, so check its pricing page before you compare.

Does Electe or Fathom have a free tier?

Fathom has a free tier; Electe has paid plans only.

Which has a public API, Electe or Fathom?

Fathom ships a public API, as of our last verification. A public API for Electe is not confirmed by us — check its developer docs before you plan an integration.