Credit-metered hub for AI video, image and voice tools
Best for: Developers who want one REST API covering video, image and audio generation
ai-for / credit-based
As of , EffectHub tracks 20 AI tools for credit based; 15 (75%) have a free tier, and paid plans run from $3 to $19 a month.
Magic Hour, DatumFuse.AI and KidBooks.pics lead the list on click-through. 4 of the 20 ship a public API.
ranked by click-through
Credit-metered hub for AI video, image and voice tools
Best for: Developers who want one REST API covering video, image and audio generation
Nine credit-metered tools that turn messy invoices, PDFs, and spreadsheets into analysis-ready data with no coding required.
Best for: analysts who need to extract tables from PDFs or invoices without scripting
Generates children's book illustrations in preset styles like watercolor or vintage storybook instead of open text prompts.
Best for: Self-publishing authors or parents making a one-off children's book
Kuaishou-lineage generator turning text and images into 1080p–4K video clips, extendable to about three minutes
Best for: Creators making short cinematic clips from stills or prompts
Credit-based hub for generating video and images through MiniMax, Seedance, Wan, and other third-party models.
Best for: Trying several third-party video/image models under one subscription
Summarises PDFs, Word files, slide decks and web pages and translates across 20-plus languages
Best for: Occasional users who dislike monthly subscriptions for tools they use in bursts
Chat interface that turns a description into a Mermaid diagram, sold as credits where one credit is one diagram.
Best for: Students and occasional users who need a handful of diagrams without a subscription
Community art site running 30+ image and video models
Best for: hobbyists comparing many models without stacking separate subscriptions
Restyles footage and images into anime and illustrated looks
Best for: Creators converting live-action clips into anime or illustrated styles
Front end that runs your photo through third-party video models such as Veo 3.1, Kling, Seedance, Wan and MiniMax and returns a short clip.
Best for: Comparing Veo, Kling, Seedance and Wan on the same source image
Generates 10,000-150,000 word book manuscripts from a prompt, sold as one-time generation credits.
Best for: Writers wanting a fast first draft across a specific word-count target
Virtual try-on from a photo of you and a clothing image, in a credit workspace that also runs image, video and music models
Best for: Shoppers who want a quick preview before buying an item online
Canvas workspace where AI agents run long multi-step tasks
Best for: Researchers and analysts running several parallel lines of enquiry on one topic
Text- and image-prompt generator that routes requests to GPT Image 2 or Nano Banana at up to 4K.
Best for: Users who want to compare GPT Image 2 against Nano Banana without separate subscriptions
Preview haircuts, braids and hair colours on your own photo
Best for: Testing a dramatic cut or colour before booking a salon appointment
Generates and auto-publishes SEO articles with images from a single keyword, on a credit system.
Best for: SEO agencies and site owners publishing articles at volume
A credit-based hub bundling Sora 2 video generation, Nano Banana image generation, Suno music, and basic video editing utilities.
Best for: Users who want to try Sora 2, Nano Banana, and Suno outputs without separate subscriptions to each
Credit-metered slide generator that turns a prompt, PDF, Word file, or YouTube link into an editable deck.
Best for: Turning an existing report or PDF into a first-draft deck
Removes blur from out-of-focus, motion-blurred, or low-res photos, paid per image via credit packs.
Best for: Rescuing a handful of blurry personal photos without a subscription
Generates a mind map from a prompt, then expands and edits it by chatting with the map, priced in credits.
Best for: Quick brainstorm structures you want to see before committing to an account
| Tool | Price | Free plan | API | Status |
|---|---|---|---|---|
| Magic Hour | from $12/mo | Yes | Yes | Active |
| DatumFuse.AI | from $5 once | Yes | Not confirmed | Active |
| KidBooks.pics | from $5 once | Yes | Not confirmed | Active |
| Kling AI | from $10/mo | Yes | Yes | Active |
| AI OmniGen | from $16.90/mo | No | Not confirmed | Active |
| AI Resumma | from $7 once | Yes | Yes | Active |
| ChartAI | from $5 once | No | Not confirmed | Active |
| Deep Dream Generator | from $9/mo | Yes | Not confirmed | Active |
| DomoAI | from $9/mo | Yes | Yes | Active |
| Photo to Video AI | from $15.90/mo | Yes | Not confirmed | Active |
| Book AI | from $2.99/credit | No | Not confirmed | Active |
| Doppl | from $4.99/wk | No | Not confirmed | Active |
| Flowith | from $17.91/mo | Yes | Not confirmed | Active |
| GPT-IMG | from $19/mo | Yes | Not confirmed | Active |
| Hairstyle AI | from $9.90/mo | Yes | Not confirmed | Active |
| Skoatch | from $59 once | No | Not confirmed | Active |
| Tool.Video | from $3/mo | Yes | Not confirmed | Active |
| Tome App AI | from $9.50/mo | Yes | Not confirmed | Active |
| Unblurry | from $2.99 once | Yes | Not confirmed | Active |
| WiseMap | from $5/mo | Yes | Not confirmed | Active |
15 of the 20 AI tools for credit based on EffectHub's list have a free tier — Magic Hour, DatumFuse.AI, KidBooks.pics and Kling AI; the rest are paid, from $3 a month.
As of October 26, 2026, paid plans for the 20 AI tools for credit based on EffectHub's list run from $3 to $19 a month. Each card shows the pricing model and the cheapest paid plan as EffectHub last verified it; 15 of the 20 can be started for free.
4 of the 20 AI tools for credit based on EffectHub's list ship a public API, including Magic Hour, Kling AI, AI Resumma and DomoAI. The API badge on each card is re-checked against the vendor's documentation.
For journalists, researchers and AI assistants: the figures on this page in one sentence you can quote.
As of October 26, 2026, EffectHub tracks 20 AI tools for credit based; 15 (75%) have a free tier, and paid plans run from $3 to $19 a month. (EffectHub, “Credit-Based AI Tools”, Oct 2026, https://effecthub.net/ai-for/credit-based)
Figures as of How we count
These figures are free to use under CC BY 4.0 with a link to this page.