Refact.ai
Verified Oct 16, 2026 ActiveOpen-source AI coding agent and autocomplete that runs in your IDE, in the cloud or fully self-hosted
Listed on EffectHub ·
Pricing
- Pricing model
- Freemium
- Paid options from
- $10/mo
- Billing
- Monthly
Free plan with limited daily agent requests; Pro $10/month adds 40 daily agent requests and expanded context; Enterprise adds self-hosting, fine-tuning and custom deployment at custom pricing.
Use tool ↗About Refact.ai
Refact.ai is an AI development agent with an open-source core: it plans and executes multi-step engineering tasks, chats about code inside the IDE, and serves fast autocompletion backed by retrieval over your codebase. Plugins cover VS Code, JetBrains IDEs, Visual Studio, Neovim and Sublime, and teams that cannot send code to a vendor cloud can self-host the whole stack, including on-prem models and fine-tuning. A free tier allows limited daily agent use, Pro is $10 a month, and enterprise deployments are priced separately. The company behind it is Small Magellanic Cloud AI.
- Platforms
- VS Code extension
- API
- Not confirmed
- Last verified
- Oct 16, 2026
Verified sources
- Agent, in-IDE chat, autocomplete, IDE plugin list, self-hosted option and Pro at $10/month shown on the siterefact.ai ↗
- Open-source core repo under smallcloudai, created April 2023, describing the end-to-end engineering agentgithub.com ↗
Is Refact.ai legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Mar 21, 2023 (3 years ago)Registry record (RDAP), registrar NameCheap, Inc., looked up Sep 11, 2026
- TLS certificate
- Issued by Let's Encrypt, valid until Jan 12, 2027Seen in our own connection to the site on Oct 16, 2026
- Last checked
- Oct 16, 2026The site answered
- On the market since
- 2023The vendor's own material, read by us
- Operated by
- Small Magellanic Cloud AI LtdOur research, card verified Aug 22, 2026
Pros & cons of Refact.ai
One of the few coding agents you can audit and run entirely on your own hardware, at a Pro price well under most rivals. The trade-off is polish: agent and completion quality trail the frontier hosted tools, and the docs subdomain currently redirects somewhere stale.
Pros
- Open-source core with a real self-hosted path, including fine-tuning
- Broad IDE coverage beyond the usual VS Code-only support
- Pro at $10/month undercuts most agent subscriptions
- Free tier suffices for light daily use
Cons
- docs.refact.ai currently redirects to an outdated third-party GitHub wiki
- Output quality depends heavily on which model tier you run
- Small vendor competing against far larger, faster-moving rivals
Best for
- Teams whose code must stay on-prem but still want an agent and completions
- Developers who want AI inside JetBrains, VS Code or Neovim rather than a separate AI editor
- Tinkerers who prefer open-source AI tooling they can inspect and modify
Not for
- Developers who want maximum frontier-model quality regardless of hosting
- Non-developers looking for prompt-to-app builders
Watch out: The documentation link on the site is broken (redirects to a stale wiki) — rely on the smallcloudai/refact repo docs instead.
Alternatives to Refact.ai
Refact.ai head-to-head
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