Pine AI
Verified Oct 16, 2026 ActiveAI agent that calls companies to fix bills and subscriptions
Listed on EffectHub ·
Pricing
- Pricing model
- Paid
- Paid options from
- $39/mo
- Billing
- Monthly
Credit-metered subscriptions: Pro $39/month ($26.60 billed annually) for 6,000 credits and 5 parallel tasks, Premium $79, Team $200 for 40,000 credits; credits refresh monthly and cover calls, forms and follow-ups.
Use tool ↗About Pine AI
Pine takes consumer admin tasks — disputing a charge, cancelling a subscription, negotiating a phone or cable bill, chasing a refund — and executes them by placing phone calls, sending emails and filling out forms on the user's behalf. You describe the task in the app, it works in the background across calls and follow-ups, and reports back when the matter closes. Usage is metered in monthly credits and the service runs on the web plus iOS and Android.
- API
- Not confirmed
- Last verified
- Oct 16, 2026
Verified sources
- Pro $39/month ($26.6 billed annually) with 6,000 credits and 5 parallel tasks; Premium $79; Team $200 with 40,000 credits19pine.ai ↗
- Credits cover calls, forms, refunds, disputes, research and follow-up; annual plans run bill negotiation with credits only and no percentage success fee19pine.ai ↗
- Founded late 2024 by Stanley Wei and Vincent Sun; publicly launched January 2025nasdaq.com ↗
Is Pine AI legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Mar 7, 2024 (2 years ago)Registry record (RDAP), registrar GoDaddy.com, LLC, looked up Sep 6, 2026
- TLS certificate
- Issued by Google Trust Services, valid until Dec 24, 2026Seen in our own connection to the site on Oct 16, 2026
- Last checked
- Oct 16, 2026The site answered
- On the market since
- 2025The vendor's own material, read by us
- Operated by
- Pine AI, SingaporeOur research, card verified Aug 16, 2026
Pros & cons of Pine AI
Genuinely useful if you have real money trapped in recurring bills or an unresolved dispute and you cannot face another phone tree — but the maths only works when the savings clear the subscription. Do not pay $39/month to cancel one $12 subscription.
Pros
- Handles the actual phone call, which is the part every competing app avoids
- Runs 5 to 20 tasks in parallel depending on tier, so a backlog clears at once
- Native iOS and Android apps rather than a web form
- Annual plans remove the percentage success fee on bill negotiation
Cons
- Credit accounting is opaque — a plan states 6,000 credits, not how many calls that buys
- Monthly billing costs about 32% more than the advertised annual rate
- You are granting an agent account access and authority to speak on your behalf
- No API or integration surface of any kind
Best for
- Negotiating down cable, internet, mobile or insurance bills
- Cancelling subscriptions hidden behind retention phone lines
- Chasing refunds and compensation for flights, deliveries and hotel bookings
- People who cannot spend an hour on hold during business hours
Not for
- Disputes needing legal standing rather than persistence
- Business-critical vendor or procurement negotiations
- Markets where the target companies' phone and support flows are not covered
Watch out: The vendor states that annual plans run bill negotiation on credits with no percentage success fee — read that as monthly plans still taking a cut of what they save you.
Alternatives to Pine AI
Pine AI head-to-head
Side-by-side fact sheets against the competitors our research or their makers name — pricing, platforms, API and both verdicts on one page.