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Logs expenses from texted or spoken notes and receipt photos, then gives spending feedback.
Hilm AI is a personal finance chat assistant that takes expense entries as text messages, voice notes, or photos of receipts, then categorizes each transaction automatically. It tracks spending across multiple currencies and surfaces patterns and advice based on what has been logged, rather than requiring a budgeting spreadsheet to be filled in by hand. The free tier allows five messages before a paid plan is needed; a 7-day trial then unlocks the Pro tier, which removes the message cap and adds unlimited voice notes, receipt scanning, and categorization, billed monthly or annually. No named founder or company beyond the hilm.ai brand itself is disclosed on the site.
Pro is $16/month or $150/year, after five free messages and an optional 7-day free trial.
Use tool ↗Hilm AI turns three casual inputs — a text, a voice note, a receipt photo — into a logged, categorized expense, which suits people who won't open a budgeting app but will send a message. The catch is the free tier caps out at five messages, and beyond the trial the advice is only as good as what actually gets logged.
Watch out: The five free messages go quickly if tested against a week of real purchases, so save them for receipts rather than casual questions.
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