BearlyAI
Verified Oct 15, 2026 ActiveEncrypted multi-model chat workspace where the subscription converts into model credits
Listed on EffectHub ·
Pricing
- Pricing model
- Freemium
- Paid options from
- $20/mo
- Billing
- Monthly
Free tier with a small daily credit allowance and no card. Pro is $20/month and grants $20 of credits; Analyst is $60/month for $60 of credits; yearly billing is advertised at 17% off, and Enterprise is quoted on request with SSO, SCIM and audit logs.
Use tool ↗About BearlyAI
BearlyAI puts several vendors' models behind one workspace, including Claude, GPT, Gemini, Grok, GLM, Kimi and Minimax, and adds agents, web research, a code interpreter, transcription, image and video generation and shared team spaces. Its pitch is privacy: chats and files are individually encrypted, with no ads and no training on customer content. Paid plans do not sell seats so much as credits, turning your monthly fee into usage at the vendor's stated cost. It runs in the browser plus native apps for Mac, Windows, Linux and iOS, a Chrome extension and a CLI.
- Platforms
- Web · macOS · Windows · Linux · iOS · Chrome extension
- API
- Not confirmed
- Last verified
- Oct 15, 2026
Verified sources
- Pricing page: Free $0 with a daily credit allowance, Pro $20/mo with $20 in credits, Analyst $60/mo with $60 in credits, yearly saves 17%, Enterprise with SSO, SCIM and audit logs on request (15 October 2026)bearly.ai ↗
- Pricing page footer: downloads for Mac, Windows, Linux, iOS and Chrome; chats and files individually encrypted, no training on user data; © 2026 Bearly, Inc., made and hosted in the U.S. (15 October 2026)bearly.ai ↗
Is BearlyAI legit?
We don’t label tools safe or unsafe. Below are the records we checked ourselves, each with the date we read it.
- Domain registered
- Oct 10, 2022 (4 years ago)Registry record (RDAP), registrar Cloudflare, Inc, looked up Sep 21, 2026
- TLS certificate
- Issued by Let's Encrypt, valid until Dec 8, 2026Seen in our own connection to the site on Oct 15, 2026
- Last checked
- Oct 15, 2026The site answered
- Operated by
- Bearly, Inc., United StatesOur research, card verified Oct 15, 2026
Pros & cons of BearlyAI
A single subscription that buys pass-through credits across most frontier models, wrapped in per-chat encryption and desktop apps. The catch is that credits are the whole budget: heavy days on expensive models burn the month's allowance rather than throttling you politely.
Pros
- Model choice spans several vendors, including newer Chinese models
- Credits are billed at stated cost rather than marked-up seat tiers
- Native apps on four desktop platforms plus iOS, a Chrome extension and a CLI
- Free tier with daily credits lets you test before paying
Cons
- Credit budgets make monthly spend hard to predict for heavy users
- No documented public API for building on top of it
- Overlaps heavily with what individual model vendors now bundle themselves
Best for
- People who want to compare Claude, GPT, Gemini and Grok in one thread history
- Privacy-minded users who dislike training on their content
- Teams that need SSO and audit logs without running their own gateway
Not for
- Developers wanting a programmable endpoint rather than a workspace
- Anyone whose usage is better served by a single vendor's own flat-rate plan
Watch out: Your plan price is your credit ceiling, not an all-you-can-eat pass; the expensive models drain it fastest.
Alternatives to BearlyAI
BearlyAI head-to-head
Side-by-side fact sheets against the competitors our research or their makers name — pricing, platforms, API and both verdicts on one page.